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What we offer:

Zawadi Kenya is helping hard-working Kenyans across the country
find a fast and convenient solution to immediate money needs from
the privacy and convenience of home.
Our same-day cash advances are a hassle-free solution to bills, emergency expenses or short-term money needs. Apply today to benefit from our industry-leading cash advance services.

Whatever your needs or circumstances, we have you covered!

We offer two types of advances:

  • Our InstaLoan is a one month loan designed to help you achieve bigger financial goals with the convenience of combining both your immediate salary and the next salary. InstaLoan has a 30 day repayment period with an interest of 17%.


  • ShuleChumz Loans are specially designed to make school fees' payment effortless for everyone. The repayment period is 3 months, with 19% interest on the remaining balance. The cheque is addressed to the school of your choice.